Live in one side, let the other side help pay the mortgage. This fully renovated (2021) duplex in Jefferson Terrace is an owner-occupant house-hack opportunity: FHA financing allows a low down payment on a 2-unit primary residence, and a portion of the second unit's rental income can count toward loan qualifying (ask your lender for current program terms). Each 3BR/1BA side was renovated top to bottom in 2021 - new roof, HVAC, siding, LVP flooring, cabinets, countertops, appliances, and in-unit washer/dryer connections. Separate electric meters (tenants pay their own power), one-car garage per side, long driveway, and a private rooftop deck serves as the upstairs unit's entrance. Both units are currently tenant-occupied - buyer should plan move-in timing around existing lease terms. Zoned RM-4 (up to 4 units) for future upside.
| Listing Id: | 1997664 |
|---|---|
| List Price: | $389,000 |
| Property Type: | Multi Family |
| Status: | Active |
| Living Area: | 2,408 |
| Tax Annual Amount: | $8,409 |
| Lot Size Acres: | 0.27 |
| Architectural Style: | _2STRY |
| City: | San Antonio |
| County Or Parish: | Bexar |
| Subdivision Name: | Jefferson Terrace |
| ZIP: | 78228 |
| Year Built: | 1950 |
| Accessible Adaptive Home: | NO |
| Elementary School: | MADISON |
| High School: | JEFFERSON |
| Cooling: | _2CNTR |
| Exterior Features: | DK_BL, PVFNC, CHLNK, DBLPN |
| Exterior: | ASBSH, SDING |
| Flooring: | CTILE, LMNAT |
| Heating Fuel: | ELEC |
| Heating: | CNTRL |
| Roof: | COMP |
| Owner Lrea_lreb: | YES |
| School District: | SAN_ANTON |
| Parcel Number: | 091010020020 |
| Builder Name: | UNK |
| Directions: | Senisa and Donaldson |
| MLS Area Major: | _0800 |
| Original List Price: | $399,000 |
| Sale_rent: | SALE |
| State Or Province: | TX |
| Postal Code: | 78228 |
| Middle Or Junior School: | LONGFELLOW |
| Potential Short Sale: | NO |
| Price_SQFT: | $161.54 |
| Recent Rehab: | YES |
| Source Sqft: | D |
| Subdivision Legal Name: | JEFFERSON TERRACE |
| Tax Property Id: | 091010020020 |
| Taxed By Mltpl Counties: | NO |
| Hoa Mandatory: | NONE |
| Proposed Terms: | CONV, CASH |
| Listing Terms: | CONV, FHA, VA, CASH, INVOK |
| Net Operating Income: | $26,861 |
| Vacancy Allowance Rate: | 3.0 |
| Operating Expense: | $9,499 |
| Meters: | SPELC, CMWTR |
| Operating Expense Includes: | TAXES |
| Unit 1 Info: | OVNST, DSPL, DSHWS, RFGTR, WSHCN, DRYCN |
| Unit 2 Info: | OVNST, DSPL, DSHWS, RFGTR, WSHCN, DRYCN |
| Unit Type 1 Beds Total: | 3 |
| Unit Type 1 Baths Total: | 1 |
| U1 Handicap Access: | NO |
| U1 Half Baths: | 0 |
| Unit Type 1 Garage Spaces: | 2 |
| U1 Occupied: | YES |
| U1 Park Type: | A |
| Unit Type 1 Total Rent: | $1,495 |
| Unit Type 2 Beds Total: | 3 |
| Unit Type 2 Baths Total: | 1 |
| U2 Handicap Access: | NO |
| Unit Type 2 Garage Spaces: | 2 |
| U2 Occupied: | YES |
| U2 Park Type: | A |
| Unit Type 2 Total Rent: | $1,440 |
| Tax Year: | 2025 |
| Architectural Style: | _2STRY |
| Air Conditioning: | _2CNTR |
Listing Courtesy of: Keller Williams City-View
Listing Agent: Heath Shepard
(808) 392-3032
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LERA MLS data last updated on October 08, 2026 05:02 PM - ET.
Property Last Updated: October 08, 2026 05:02 PM - ET
